SBA Loan Calculator

Tap what you want, set your numbers, and get your one-page plan.

Free Tool · No Email Required

SBA Loan Calculator

Enter your loan amount, interest rate, and term to see your monthly SBA 7(a) payment, total interest, and a full amortization schedule. Built for people buying a business.

Loan amount the SBA-financed portion
Enter the amount you expect the SBA loan itself to finance, not the full purchase price.
Interest rate annual %, editable
For planning, the source calculator uses 10.5% as a placeholder. Use your lender's actual quote when available.
%
Term (years)
10 years is standard for a business acquisition without real estate; 25 years may apply when owner-occupied real estate is included.
YearPaymentsInterest paidPrincipal paidBalance